How Seamless AML publishes guidance

Our Research and Review Standards

How Seamless AML sources, checks, dates and corrects its public AML guidance for Australia and New Zealand.

Prepared bySeamless AML
How this guide was researched and reviewed
On this page
  1. Short answer
  2. At a glance
  3. Part 1: The Order We Use
  4. Part 2: What We Check Before Publication
  5. Part 3: Keeping Pages Current
  6. Part 4: What Supports the Guidance
  7. Part 5: What These Resources Are—and Are Not
  8. Common questions
  9. Official sources

Short answer

Every guide is prepared by Seamless AML using current law and official guidance, with linked sources to help readers check the practical position.

Technology may help organise source material and check consistency. Final interpretation, wording and publication decisions are made by the Seamless AML team.

At a glance

What to Know First

  • Primary sources first

    We begin with legislation, regulations, rules and official regulator guidance.

  • Country details checked

    Terminology, regulators, deadlines, thresholds, exceptions and source links are checked for the country covered by the page.

  • Guidance is prepared carefully

    We use the source material to explain obligations in plain English and show readers where the rule comes from.

  • Source links stay visible

    Official links help readers check the underlying law and regulator guidance for a time-sensitive decision.

Part 1 • 01 • Sources

The Order We Use

  1. Step 1

    Current legislation

    We identify the Act, regulations and rules that create the obligation.

  2. Step 2

    Official regulator material

    We check guidance, forms, tools, notices and published expectations from the relevant agency.

  3. Step 3

    Practical AML experience

    We use experience from AML work to explain how an obligation connects with real people, records and workflows.

  4. Step 4

    Plain-English review

    We remove unnecessary jargon, explain technical words and break complex duties into usable steps.

Part 2 • 02 • Checks

What We Check Before Publication

  • The page answers the question promised by its title.
  • Australian and New Zealand terminology has not been mixed.
  • Dates, reporting windows, thresholds and review periods are current.
  • Any important exception, exemption or factual boundary is made clear.
  • Statements of law point to an official source.
  • Examples are labelled as examples and do not pretend to cover every case.
  • The writing can be understood without specialist knowledge.
  • The page states when a close or unusual case needs individual advice.

Part 3 • 03 • Maintenance

Keeping Pages Current

We update a page when legislation changes, a regulator publishes new guidance, a deadline moves or we find a point that may confuse a reader.

Readers should use the linked official sources for a time-sensitive decision and seek advice for a close or unusual case.

Corrections

If you see something that may be wrong or unclear, email casey@seamlessaml.com with the page link and the point you want us to check.

Part 4 • 04 • Evidence

What Supports the Guidance

  • Official source links show readers where the relevant law and regulator guidance can be checked.
  • Each resource explains the practical question it covers and identifies when a reader should seek advice for their particular facts.
Why this matters

Source links show where the rule comes from and help readers check the current position for a time-sensitive decision.

Part 5 • 05 • Limits

What These Resources Are—and Are Not

  • They are free general information, not legal advice for a particular fact pattern.
  • They are designed to help a reader understand the issue and ask better questions.
  • They do not replace legislation, regulator instructions or an exemption that applies to a business.
  • They do not publish client material, confidential methods or private work product.
  • We do not publish a case study unless its facts are genuine, permission and confidentiality have been considered, and the result can be described fairly.

Helpful answers

Common Questions

Short answers to the questions businesses ask most often.

Who writes the guides?

The guides are prepared by Seamless AML and link to the law and regulator material used for the practical guidance.

Do you use technology when preparing a guide?

Technology may help organise source material and check consistency. A Seamless AML team member makes the final decisions about interpretation, wording and publication.

How do I know when a page was checked?

Use the linked official sources to check the current position, especially for reform, deadlines or a decision that depends on your particular facts.

Are the guides legal advice?

No. They provide general information. A close case may require advice based on the exact entity, service, customer, transaction and any exemption or modification.

How can I report a possible error?

Email casey@seamlessaml.com with the page link, the wording you want checked and, if possible, the official source you think is relevant.

Reference

Official Sources

This page cites the following sources.

  1. Primary lawFederal Register of Legislation
  2. Regulator guidanceAUSTRAC
    Key steps and support for your AML/CTF journey

    Current guidance on enrolment, building controls and maintaining an AML/CTF program.

  3. Primary lawNew Zealand Legislation
  4. Regulator guidanceDepartment of Internal Affairs
    AML/CFT guidance and resources

    Guidance and information for reporting entities supervised by DIA.

This page provides general information. It is not legal advice and does not account for every exception, exemption or fact pattern.

Have a correction or question?

Tell Us What You Want Checked.

Send the page link and the point that may need attention. We will review it against the current official sources.

Email the review team