Seamless AML • Australia

AML/CTF Services for Australian Reporting Entities.

Independent evaluations, risk assessments, AML/CTF programs and practical support from one specialist team.

Support is available to existing reporting entities and businesses preparing for Australia’s expanded AML/CTF regime.

Talk to an AML specialistCompare the three services
250+AML engagements delivered
AU + NZCountry-specific support
DirectAccess to AML specialists

Three ways we can help

The Right Scope for the Work in Front of You.

Choose the outcome you need. If the right service is not obvious, start with the situation and the scope can be worked out with you.

01

Test what is in place

Independent AML/CTF evaluation

An independent evaluation of an Australian reporting entity's ML/TF risk assessment, AML/CTF policies, compliance and risk management, supported by testing and a clear written report.

Read the full service detail

Best when

Your AML/CTF program needs an objective test, an evaluation is due, or the governing body needs a clear view of what is working.

What you receive

  • A scope suited to the nature, size and complexity of the business
  • Review of the risk assessment, policies and selected controls
  • A clear written report with adverse findings and practical actions
Ask about this service
02

Build the framework

ML/TF risk assessment + AML/CTF program

A tailored ML/TF risk assessment and AML/CTF program built around an Australian reporting entity's designated services, risks and day-to-day operations.

Read the full service detail

Best when

A new program is needed, an existing framework is out of date, or the services and risks of the business have changed.

What you receive

  • An ML/TF risk assessment based on the way the business operates
  • AML/CTF policies, procedures, systems and controls
  • Documents that can be used by the team, compliance officer and governing body
Ask about this service
03

Fix and improve

Remediation and advisory

Practical support for independent evaluation findings, AUSTRAC requests, operational issues, program changes and ongoing AML/CTF questions.

Read the full service detail

Best when

An evaluation has found gaps, AUSTRAC has asked questions, or a difficult operational issue needs to be resolved.

What you receive

  • A prioritised plan for findings, deadlines and evidence
  • Practical changes to documents, processes and controls
  • Focused advice or ongoing support as the business changes
Ask about this service

Not sure which service fits?

Start With What Has Changed.

  1. 01

    An evaluation is due

    Choose an independent evaluation when the program and controls need an objective test.

  2. 02

    The framework needs work

    Choose program support when the risk assessment or AML/CTF policies need to be built or updated.

  3. 03

    There is a finding or question

    Choose remediation and advisory for gaps, AUSTRAC requests and difficult operational decisions.

A simple start

You Do Not Need to Diagnose the Problem First.

Start with the facts. The appropriate AML/CTF service can then be scoped around the business, deadline and work already completed.

  1. 01

    Tell us the situation

    Share what has changed, what is due and where the uncertainty sits.

  2. 02

    Confirm the right scope

    The service, information needed, timing and responsibilities are agreed before work begins.

  3. 03

    Complete the work

    You receive clear work, practical actions and a record of what was completed.

Common questions

Before You Get in Touch.

Which service do I need?

Choose an independent evaluation when your AML/CTF program needs an objective test. Choose risk assessment and program support when your framework needs to be built or updated. Remediation and advisory is for evaluation findings, AUSTRAC requests and operational issues. If you are unsure, start by telling us what has happened.

How often is an independent AML/CTF evaluation required?

An independent evaluation must be conducted at least once every three years. Your AML/CTF policies must set a frequency that is suitable for the nature, size and complexity of your business. A shorter interval may be selected where the nature, size, complexity or risks of the business support it.

What is the difference between an ML/TF risk assessment and an AML/CTF program?

The risk assessment identifies and assesses the money laundering, terrorism financing and proliferation financing risks your business may face when providing designated services. Your AML/CTF program comprises that risk assessment and the policies used to manage those risks and meet your obligations.

Can the same provider build our program and evaluate it?

Only where the evaluator remains independent and objective. The evaluator should not assess work they developed, established, implemented or maintained where that involvement could affect their judgement. Independence and any conflicts should be checked before the work starts.

When should our AML/CTF program be updated?

The full risk assessment and all AML/CTF policies must be reviewed at least once every three years. Earlier review is required when services, customers, delivery channels, countries, technology or relevant AUSTRAC risk information changes, or when an independent evaluation identifies adverse findings.

What happens when an evaluation or AUSTRAC review finds problems?

The findings should be assessed, prioritised and turned into clear actions. The affected risk assessment, policies and processes should be updated, with evidence kept for the governing body, AUSTRAC and the next independent evaluation.

Start with the situation

Tell us what needs attention.

You do not need to choose the service first. Share what has happened, what is due and where you are unsure. A practical next step can then be confirmed.

casey@seamlessaml.comCall +61 423 472 666

Do not include customer records, identity documents or suspicious activity or suspicious matter report information in this form.